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  International Falls Location
  Call (218) 283-2000

  Big Falls Location
  Call (218) 276-2700

  Park Rapids Location
  Call (218) 237-8000

  Menahga Location
  Call (218) 564-5678

 

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Find the latest rate information
 
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Loans, Savings, Mortgage and Retirement calculators
 
> Property for Sale
Vehicles, Real Estate, and Recreational Vehicles.
 

Rates

Last Updated: 2/5/2008
Type Term Annual Percentage Rate
New & Used Vehicles (1) 36 Months 5.00% - 16.50%
80% Financing 48 Months 5.25% - 17.00%
60 Months 5.50% - 17.50%
  72 Months* 6.50% - 18.00%
New & Used Vehicles (1) 36 Months 6.00% - 18.00%
100% Financing 48 Months 6.25% - 18.00%
60 Months 6.50% - 18.00%
  72 Months* 7.50% - 18.00%
*Available only for vehicle loans in excess of $25,000.00
Recreational Vehicles (1) 36 Months 5.00% - 16.50%
80% Financing 48 Months 5.25% - 17.00%
60 Months** 5.50% - 17.50%
Recreational Vehicles (1) 36 Months 6.00% - 18.00%
100% Financing 48 Months 6.25% - 18.00%
60 Months** 6.50% - 18.00%
**Balloon payments available on recreational loans in excess of $25,000.00
(10-year maximum amortization)
(1) Your annual percentage rate may vary depending on your credit worthiness. Please ask a loan officer for details regarding how your rate is determined.
 
Shared Secure 5.00%  
Certificate Secured 2.00% above index  
Line of Credit*** 8.50% - 18.00%  
*** The Maximum amount available under the Line of Credit subaccount is $10,000.00
Signature Advances $1 - $10,000 8.50% - 18.00%
The interest rates listed are effective July 11th, 2005 and are subject to change.
   

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Applications
Online Applications coming soon! Please contact your local TruStar representative or email us at info@trustarfcu.com.

Loan Services - We offer a variety of personal loan options with competitive rates and flexible repayment terms. If you need money for any purpose, we are ready to help you conveniently and confidentially. Some typical loan services are:

Auto, Boat, Recreational Vehicle Loans –Whether you are financing a new or used vehicle, boat and motor or personal watercraft, 4-wheeler or snowmobile, the credit union loan services can help stretch the purchasing power of your money. Apply in person at TruStar Federal Credit Union.

Personal Loans – When you need extra cash for an emergency, fun or to pay bills, come see us to tailor a personal loan to your needs.

Lines of Credit – A pre-approved line of credit allows you to borrow money when you need it.

Overdraft Protection – A line of credit attached to your share draft (checking) account. Serves as a backup protection to make sure you don’t accidentally overdraw your account. You can also use it to help during those times when little, unexpected expenses come up and you need some extra cash.

Share Secured Loans – Use your credit union share savings or share certificate funds to secure a low interest rate loan.

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First Mortgage Loans – Whether you are buying your first home or moving up from an existing one, TFCU has first mortgages with low rates and repayment options to fit your budget. Our courteous, professional staff is committed to making the time-consuming, sometimes complicated process of obtaining a first mortgage easy and hassle-free.

Home Equity Line of Credit – A TFCU home equity line of credit works like a pre-approved line of credit, allowing you to borrow the money you need as you need it. And, because your home secures the loan, you’ll pay a lower interest rate than with other types of loans. Your tax accountant can tell you if the interest you pay is tax deductible at tax time.

Home Equity Loans – With a TFCU mortgage, you can borrow a fixed amount against your home’s equity-up to 100% of the value of your home for qualifying members. Since you receive the fixed amount all at once, you can use the money immediately to consolidate debts, purchase a car, vacation or make any other purchase you want.

Student Loans – TFCU offers Federal Insured Student Loans;  the Stafford-subsidized and unsubsidized, and Parent Plus. If you are considering post-secondary education, see us for more information on how to apply for these loans. TFCU can fund these loans to make repayment easier at your credit union. Our lender number is 830443 if you have already made application and would like TFCU to fund your Federal Insured Student Loan.  For more information click here.

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