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Individual Retirement Accounts

A brighter future begins today

Traditional IRA

  • Contributions may be fully deductible*
  • Earnings grow tax deferred and withdrawals are taxed as normal income
  • Quarterly dividends
  • Withdraw funds at age 59½ without IRS penalties

Roth IRA

  • Contributions are not tax deductible
  • Earnings grow tax-free
  • Quarterly dividends
  • Withdrawals are tax-free after the age of 59½

IRA Certificate

  • Minimum deposit of $5,000
  • 12 month term
  • Dividends are paid at maturity

*Please consult a tax professional

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