| Fee Schedule | |
| Effective Date: Thursday, January 24th, 2019 | |
| Classic Checking APY* | Money Marketing Checking APY* |
General Account Fees | |
| Overdraft Fee | $30.00/item |
| Courtesy Pay | $30.00/item |
| Stop Payment | $20.00/item |
| Share Draft Printing | Variable/Style |
| Returned Statement | $5.00/Statement |
| Dormant Account | $50.00/Year |
| Accounts are considered dormant after one year or more of no activity. | |
Checking Accounts | |
| Classic Checking | |
| Monthly Maintenance | $5.00/Month |
| Fee waived if the average daily balance is $1,000, or if the average daily balance in your combined savings and loans is $10,000 for the dividend period. | |
| TruChecking | |
| Monthly Maintenance | $3.00/Month |
| Transactions Charges | $1.00/Non-electronic transfer or withdrawal |
| Fees waived if electronic statements are selected, or if the average daily balance in your combined savings and loans is $10,000 for the calendar month. | |
| Money Market Checking | |
| Withdrawal | $25.00/Each withdrawal over the limit |
| ACCOUNT LIMITATIONS: Limited to no more than six (6) transfers and withdrawals from your Money Market Checking account to another account or third party in any month by means of preauthorized, automatic or Internet transfer, by electronic transfer or instruction, or by check, draft, debit card or similar order. | |
STAR Savings Accounts | |
| Transactions Charges | $25.00 for each transfer or withdrawal over the limit. |
| One withdrawl or transfer allowed per month. | |
| Monthly Maintenance | $25.00/Month |
| Waived when automatic monthly deposits are $20 or more. | |
IRA/HSA Accounts | |
| IRA/HSA Rollover Withdrawal | $75.00/Request |
| Premature IRA/HSA Closure | $75.00/Request |
Other Service Fees | |
| Check Cashing | $3.00/Check |
| Fee waived if the total combined savings and loan balances are $500 or greater. | |
| Money Order | $1.00/Each |
| Travelers Check | $1.00/$100.00 |
| Loose Coin Counting | $2.00/Each time |
| Negative Account | $5.00/Day |
| Account Research | $30.00/Hour |
| Legal Process | $100.00/Each |
| (Levies/Garnishments) | |
| Wire Transfer (Outgoing) | |
| USA |
$20.00/Transfer |
| International |
$45.00/Transfer |
| Foreign Check Collection | $40.00/Each |
Safe Deposit Box | |
| 3" x 5" x 24" Box | $20.00/Year |
| 5" x 5" x 24" Box | $25.00/Year |
| 3" x 10" x 24" Box | $35.00/Year |
| 5" x 10" x 24" Box | $45.00/Year |
| 10" x 10" x 24" Box | $60.00/Year |
| One Lost Key | $10.00/Item |
| Change of Locks or Both Keys Lost | $150.00/One-time fee |
| Safe deposit fees prorated monthly. |
|
Share Value | |
| Par Value of One Share | $25.00 |
