Fee Schedule

Effective Date: Tuesday, November 24th, 2020

General Account Fees

Item Fee
Overdraft Fee $30.00/item
Courtesy Pay $30.00/item
Stop Payment $20.00/item
Share Draft Printing Variable/Style
Returned Statement $5.00/Statement
Dormant Account $50.00/Year
Accounts are considered dormant after one year or more of no activity.

Checking Accounts

Classic Checking

Item Fee
Monthly Maintenance $5.00/Month
Fee waived if the average daily balance is $1,000, or if the average daily balance in your combined savings and loans is $10,000 for the dividend period.


Item Fee
Monthly Maintenance $3.00/Month
Transactions Charges $1.00/Non-electronic transfer or withdrawal
Fees waived if electronic statements are selected, or if the average daily balance in your combined savings and loans is $10,000 for the calendar month.

Money Market Checking

Item Fee
Withdrawal $25.00/Each withdrawal over the limit
Limited to no more than six (6) transfers and withdrawals from your Money Market Checking account to another account or third party in any month by means of preauthorized, automatic or Internet transfer, by electronic transfer or instruction, or by check, draft, debit card or similar order.

STAR Savings Accounts

Item Fee
Transactions Charges $25.00 for each transfer or withdrawal over the limit.
Monthly Maintenance $25.00/Month
One withdrawal or transfer allowed per month.
Monthly Maintenance fee waived when automatic monthly deposits are $20 or more.

IRA/HSA Accounts

Item Fee
IRA/HSA Rollover Withdrawal $75.00/Request
Premature IRA/HSA Closure $75.00/Request

Other Service Fees

Item Fee
Check Cashing $3.00/Check
Money Order $1.00/Each
Negative Account $5.00/Day
Account Research $30.00/Hour
Legal Process (Levies/Garnishments) $100.00/Each
Wire Transfer (Outgoing) - USA $25.00/Transfer
Wire Transfer (Outgoing) - International
Foreign Check Collection $40.00/Each
Check Cashing Fee waived if the total combined savings and loan balances are $500 or greater.

Safe Deposit Box

Item Fee
3" x 5" x 24" Box $20.00/Year
5" x 5" x 24" Box $25.00/Year
3" x 10" x 24" Box $35.00/Year
5" x 10" x 24" Box $45.00/Year
10" x 10" x 24" Box $60.00/Year
One Lost Key $10.00/Item
Change of Locks or Both Keys Lost $150.00/One-time fee
Safe deposit fees prorated monthly.
Share Value
Item Fee
Par Value of One Share $25.00