person working on computer

Fraud Prevention

A logo for CyberScout by Sontiq, A TransUnion Company

The Keys to Your Identity Are Everywhere: Stay Protected.

Protecting you from the growing threat of identity theft is one of TruStar's top concerns. According to the Federal Trade Commission, fraud and identity crime claimed 5.2 million victims (pdf  12.0 MB) a year and is showing no signs of a slowdown.

That’s why we’re pleased to offer a robust identity protection solution powered by Sontiq, a TransUnion company, a highly rated provider of identity monitoring and restoration services, in order to safeguard your identity around the clock - at no added cost to you, our member.  

Take advantage of these premier services for protection at every stage of life, whether you’re going to college, moving, getting married or divorced, or looking to protect children and elderly in your family. Your identity is a valuable commodity for thieves, and you’d be surprised at how often it is at risk.

It’s easy to use. For immediate identity protection assistance, call us at 844-858-9576 to be connected to a fraud specialist. For more tips and information, visit our Knowledge Center

Credit and Fraud Monitoring

If you’re not actively monitoring and protecting your identity, then you are at risk of becoming a fraud victim. Why? Because identity thieves and criminals have many ways to take advantage of your good name, from identity theft to tax fraud, financial fraud, medical fraud and more.  All it takes is a few key pieces of your data.

FraudScout® is a robust identity protection and management service from a highly rated provider. For $8.95 a month, you receive:
  • Daily monitoring of all 3 credit bureau files
  • Annual credit report from all 3 bureaus
  • Annual credit score from all 3 bureaus
  • Smart SSN Tracker
  • Change of Address Monitoring and email alerts
  • Criminal Records Monitoring and email alerts if changes occur
  • Short Term Loan Monitoring
  • Dark Web Monitoring - daily monitoring of chat rooms and websites where personally identifiable information can be sold
  • Sex Offender Registry Monitoring
Don’t wait until you’re a victim before getting the protection you need. Protect your personal information by enrolling today!

What You Need to Know

The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your creditworthiness.

Person holding phone and credit card

Debit card management at your fingertips.