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Mortgages

Your home is your sanctuary - a place filled with laughter, friends, family celebrations, and relaxing moments.   It is also one of the biggest investments you will make.  TruStar's lenders are here to assist you in navigating the real estate loan process and choosing the mortgage that best meets your needs. 

Let's sit down and chat - we'll help guide you home.



We help first-time and seasoned home buyers get the property of their dreams. Let our helpful and knowledgeable mortgage lenders work with you to select the rate, down payment, and terms that meet your financial goals.
  • Conventional financing with a low-down payment option
  • Fixed rate mortgage loans
  • Adjustable-Rate mortgage (ARM) loans
  • VA/ FHA/ Rural Development loans
  • Second homes or vacation homes
  • Finance vacant property including hunting land or lake lots
First time home buyers, did you know, with the HomeStart program you may qualify for down payment and closing cost assistance?  Click Here to learn more about this great program we offer!
We provide expertise to help home-owners understand when it makes sense to refinance.  There are a variety of reasons to consider a mortgage refinance. These include:
  • Lowering your monthly payment with a better rate
  • Paying off your mortgage faster with a shorter term
  • Getting cash from your home's equity to fund other purchases
  • Consolidating your other debt into your mortgage
If you are ready to build your dream home or cabin, we're ready to help you break ground.
  • Purchase the materials you need
  • Pay for the contractor labor costs
  • Use a bridge loan to purchase the land or property













Bemidji & Surrounding Areas

An employee photo of Alison Thuney
Alison Thuney

Real Estate Loan Officer
MLO #410681
800.887.0220 ext. 1607






Park Rapids, Menahga, Nevis & Surrounding Areas

An employee photo of Haley Barrett


Haley Barrett

Real Estate Loan Officer
MLO #2154616
800.887.0220 ext. 1417



An employee photo of Laura Niska


Laura Vonada

Real Estate Loan Officer
MLO #2419835
800.887.0220 ext. 1308



An employee photo of Diane O'Hern

Diane O'Hern

Vice President
MLO #423179
800.887.0220 ext. 1410




Int'l Falls, Littlefork, & Surrounding Areas

An employee photo of Brady Hjelle

Brady Hjelle

Real Estate Loan Officer
MLO #1584905
800.887.0220 ext. 1129


An employee photo of Shannon Keeney



Shannon Keeney

Real Estate Loan Officer
MLO #2426399
800.887.0220 ext. 1122

man looking at laptop with coffee

Tools to help you make financial decisions.